2026 Rates
Your Free HealthShare Estimate
Select your plan options below to see your exact 2026 Zion HealthShare monthly contribution. Then download your personalized PDF estimate.
Choose Your Plan Type
Who Are You Covering?
Primary Member's Age
Initial Unshareable Amount (IUA)
Your IUA is the amount you pay per medical event before the community shares costs. Lower IUA = higher monthly contribution.
Your 2026 Estimate
Complete all 4 steps
Select your plan type, tier, age, and IUA to see your personalized rate.
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Scan to Enroll Now
Scan the QR code with your phone to go directly to the Zion HealthShare enrollment page.
Takes less than 10 minutes to complete enrollment.
Have Questions?
Eric is an independent Zion HealthShare representative. Reach out directly for personalized guidance.
Full 2026 Rate Tables
All rates are monthly contributions for Zion HealthShare Direct Membership. Rates effective January 1, 2026.
$1,250 IUA
| Membership Tier | Ages 18-29 | Ages 30-39 | Ages 40-49 | Ages 50-64 |
|---|---|---|---|---|
| Member Only | $219 | $260 | $254 | $320 |
| Member + Spouse | $419 | $482 | $507 | $617 |
| Member + Children | $439 | $491 | $507 | $617 |
| Member + Family | $635 | $669 | $717 | $899 |
$2,500 IUA
| Membership Tier | Ages 18-29 | Ages 30-39 | Ages 40-49 | Ages 50-64 |
|---|---|---|---|---|
| Member Only | $161 | $204 | $214 | $289 |
| Member + Spouse | $300 | $375 | $402 | $487 |
| Member + Children | $303 | $389 | $402 | $487 |
| Member + Family | $459 | $519 | $579 | $728 |
$5,000 IUA
| Membership Tier | Ages 18-29 | Ages 30-39 | Ages 40-49 | Ages 50-64 |
|---|---|---|---|---|
| Member Only | $114 | $175 | $188 | $207 |
| Member + Spouse | $205 | $297 | $323 | $385 |
| Member + Children | $205 | $297 | $323 | $385 |
| Member + Family | $334 | $446 | $504 | $565 |
Disclaimer: Zion HealthShare is not an insurance company. Neither this publication nor membership in Zion HealthShare are offered by an insurance company. The Initial Unshareable Amount (IUA) is the amount a member must pay before expenses related to an eligible medical need are shared by the community. Household memberships will not be responsible for more than three (3) IUAs in a rolling 12-month period. Visit zionhealthshare.org to view your state-specific notice.